DISABILITY INCOME INSURANCE
Statistics show that the chances of suffering a long-term disability—an injury or illness lasting more than three months are about three times greater than dying before age 65. If you become disabled and can't work, your health insurance will help cover only your medical expenses, such as hospital or doctors' bills and medications. But without an income, who will pay your ongoing living expenses, such as food, clothing, housing, insurance premiums and transportation?
Disability Income (DI) insurance is insurance for your paycheck—it helps fill the income gap so you and your family can continue to meet living expenses while you are disabled. Ethix Insurance Group utilizes the services of "DI Brokers", one of the nations largest insurance brokerage houses to find the DI plan with the benefits and premium that fit you. We have the experience and expertise to create a plan for almost every company or individual.
Disability income insurance products can be used to meet a variety of needs including protection for bank loans, business overhead expenses, buy/sell funding, group long-term disability plans, impaired risk, key employee, physician excess limit policies & many others.